More Leverage. More Deals.
With up to 95% LTC on qualifying fix and flip deals and 90% LTC for ground-up construction, Rain City's high-leverage programs are designed to stretch your capital further.
HIGH LEVERAGE RTL PROGRAMS
Our updated guidelines give investors more flexibility:
Up to 95% LTC on qualifying purchase and reno deals
Up to 90% LTC for ground-up construction
Rates as low as 9% for experienced borrowers
No prepayment penalties
When the right opportunity hits, you need capital that keeps up with you.
Let's get started.
Talk To Your Loan Officer
Submit our contact form to connect with your Loan Officer about your deal:
ALL LOAN PROGRAMS
Trusted capital for every investment strategy
Whether you’re flipping, scaling rentals, or building from the ground up, we provide flexible capital, reliable execution, and fast closings you can count on.
Fix-and-Flip
High-leverage capital, competitive rates, and fast closings to buy, renovate, and resell for profit. Purchase-only bridge loans available.
DSCR Rental
Finance cash-flowing rental properties with flexible terms, low rates, and options for short- or long-term rentals to maximize your income.
Ground-Up Construction
Streamlined construction financing with flexible terms and higher leverage for new and seasoned investors.
OUR TRACK RECORD
Consistent execution, proven results
16+ years, still lending
Market cycles come and go, but we’ve never paused, pulled back, or disappeared when the market shifted.
23 states and growing
We expand where our borrowers are investing. When opportunity opens in a new market, we’re ready.
80%+ repeat borrowers
We build relationships that outlast the loan. That’s why most of our clients choose to work with us again and again.
96% successful exits
The vast majority of our borrowers exit as planned because we underwrite with discipline and structure deals that win.
TESTIMONIALS
See why investors trust Rain City Capital
Learn More About Our Financing for Real Estate Investors
Rain City Capital is a hard money lender for fix-and-flips, short sales, foreclosures, long-term rentals and more. Every loan we fund for you is a commitment to helping you reach your investment goals. Call or contact us to learn more about our financing opportunities.
Ready to get a loan for multifamily, single-family, condos, ground-up construction, and more? Apply online or submit a deal for expert review today.
