Bridge Loans
Bridge the gap between buying a new investment property and selling an existing one with Rain City Capital. Our company has provided hard money loans for real estate investors since 2009. We're the experienced, knowledgeable partner you can count on for short-term financing options. Partner with us for a fast application process and same-day loan approvals.
Your Trusted Bridge Loan Lenders
Rain City Capital can help you capitalize on time-sensitive opportunities like distressed or undervalued property purchases. Our team uses a personalized approach to build a trusting, long-term relationship with you. As your financial partner, we're committed to helping you overcome market challenges with unique solutions.
Our team offer expert analysis and reviews. We can answer questions and provide resources to help you feel confident in your decisions. We're here to partner with you for the long term, not just one deal.
Benefits of Bridge Loans
Prevent missed opportunities and create a smoother transition between properties — a bridge loan offers quick access to funds so you can scale your portfolio more efficiently. The financing offers:
Flexible terms: Customize a loan to the specific needs of your project. Our hard money loans provide more flexibility with terms and interest-only structures compared to traditional financing options.
Rapid funding: Stay competitive in a fast-paced market. We offer quick funding options to help you secure deals and avoid delays.
Increased buying power: Work with a trusted partner to make the most of your capital. We help investors bridge financing gaps.
Property-specific underwriting: Qualify for financing opportunities that traditional lenders may not approve. When you apply for a hard money loan with us, we focus more on a property's value and potential than your credit history.
Financing for rehab or renovations: Access more funds for fix-and-flip projects. Our hard money loans finance your renovation so you don't need to request separate financing for upgrades.
Our Bridge Financing Process
We offer a streamlined application process so you can get back to focusing on your real estate priorities and maximize your profits. Follow these steps to get started.
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Spend about seven minutes filling out our online application. Let us know your plan so we can review your request and provide creative solutions that suit your financing needs.
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Our team can approve hard money loans efficiently. We provide flexible loan terms that can meet your needs for a standard minimum of 12 months, and we offer 10%-12% interest rates based on your experience and loan product.
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Upon approval, you can expect to see your funds in a few days. Whenever you need to secure short-term financing again, we're ready to help. Our team has experience helping real estate investors complete short sales, fix-and-flips, escrows and construction projects.
If you request loans for renovations or ground-up construction, we'll ask for a detailed budget. We use third-party inspectors to verify requested draw amounts while you work on a property.
Why Partner With Rain City Capital?
Rain City Capital is a reliable, full-service lender for real estate investors. With a local team that knows your area, we can provide terms that fit your needs. We offer:
Comprehensive solutions: Our company has experience funding various investments, from short sales to fix-and-flips, escrow and ground-up construction. We want you to succeed in all your endeavors, whether focusing on building your portfolio or scaling your growth.
Convenient loan services: Skip the administrative tasks and let us handle them for you. We partner with Tandem Servicing to provide a paper trail of documentation and online payment options, including enrollment in automatic monthly payments.
Insurance options: Instead of getting and managing your own insurance policy, feel free to use our insurance provider, which works directly with us and insures properties that may not qualify for coverage through standard underwriting guidelines.
Online payment options: Sign up for eStatements and schedule online payments from your computer or phone through our servicing partner, Tandem Servicing. You can save time and effort when you authorize recurring monthly payments.
Peace of mind: We keep up with market changes and continue researching what other lenders offer. When you work with us, you get competitive financing opportunities tailored to your needs.
Reputable work: So far, we've funded thousands of loans and provided billions in financing. Our continuous growth has earned us a spot on Inc. 5000's list of the fastest-growing private companies in America for several years.
Explore Your Financing Options
Enjoy a personalized experience and quick turnarounds when you work with Rain City Capital. Our exceptional speed, service and support have earned us many positive reviews from real estate investors. Explore our latest Google ratings to see what locals say about our financing solutions.
Ready to learn more and request bridge loans? Call, contact us or submit your application today.