Kansas Private Money Loans
Invest in the Heart of the Plains
Kansas is a smart pick for real estate investors, offering low property taxes, affordable housing, and reliable rental demand. With a strong agricultural and manufacturing base, plus investor-friendly policies, local market expertise can translate into solid returns across both flips and rentals.
Rain City’s top 5 Kansas markets:
Wichita
Overland Park
Kansas City
Olathe
Topeka
Your Kansas Real Estate Lending Partner
Kansas real estate investors count on Rain City Capital for reliable financing that fits the pace and practicality of the state’s real estate markets. Whether you’re flipping a single-family home in Wichita or expanding your rental portfolio in college towns like Lawrence or Manhattan, we offer flexible financing for investors who need more speed and support than traditional banks can offer.
We’re proud to support Kansas investors with:
DSCR Loans — These 30-year fixed loans are based on the property’s income potential rather than your personal income. A smart option for landlords and portfolio investors across the state looking to grow with reliable, long-term financing.
Fix-and-Flip Financing — Our short-term fix-and-flip loans come with 12-month terms and interest-only payments on the funds you draw. Designed to give Kansas investors the speed and flexibility needed to move quickly and focus on the work that adds value.
Ground-Up Construction — From blueprint to final walkthrough, we provide financing for ground-up construction on eligible single-family and small multifamily projects. Clear terms, quick draws, no unnecessary delays.
Get in touch with an expert
Our Team
All of our Sales Executives can pre-underwrite and originate in the state of Kansas.
Kansas Network
We also have a growing network of local partners, so if you need a referral, let us know!
Where We Lend
Rain City Capital currently lends in 23 states.
Learn more about our markets here.
CONTACT US
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Why Choose Rain City Capital
As your dependable hard money lender in Kansas, we provide more than just funding. We deliver partnership, expertise, and unwavering support. Trust us to share your vision for growth, providing you with financing opportunities to achieve your real estate investment objectives. We treat your investments as our own, which is why we’ll never fund a deal we don’t believe in. This commitment to real and lasting mutual success has made us a top-ranking, trusted lending partner for Kansas investors and beyond. It’s why over 80% of our business is from repeat clients
All loans are for non-owner occupied properties only. Additional terms apply. Contact your loan officer for full details.
Rain City Capital currently lends in Alabama, Arizona, Arkansas, Colorado, Connecticut, Florida, Georgia, Indiana, Kansas, Missouri, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Washington State, Washington D.C., and Wisconsin. (Rain City Capital of Oregon NMLS #136679)