Closed a 5-Plex with $0 Out of Pocket Using Cross Collateral

Purchase: $485,000 | Renovation: $100,000 | ARV: $750,000
Structure: Cross-Collateral
Cash to Close: $0

Greg expanded a cluster of parcels he’d been acquiring since 2019. Rain City used equity from the neighboring parcel to structure a cross-collateral deal that required no cash at closing.

What started as small flips turned into a focused manufactured housing strategy—one most lenders wouldn’t touch. With flexible financing and a long-term partnership, Greg scaled a niche business others ignored. This is what happens when execution meets the right capital.