Hey Investors!
Need quick & easy funding?
Fill out the contact form below and I’ll send you an application
By submitting this form, I agree to receive information from Rain City by phone. I can opt-out anytime.
Financing that fits your goals:
Fix and Flip - Finance your reno with a short-term fix and flip loan—close in as few as 48 hours with up to 90% LTC. Rates from 10%
30 Year Rental/DSCR - No limits on the properties you can own and no personal income verification required. Rates from 6.375%
Ground-up Construction - Get competitive construction loans for SFH, MFH 1-4 units, on land you already own with as little as 20% down. Rates from 12%
Ask about Cash Collateral! Using cash as collateral frees up your cash to reinvest—this is a great product for investors using the BRRRR strategy. Call me for the most current rates and terms!
Rates and LTV are based on experience and market, always subject to change. Loans are for non-owner occupied properties only.
Our Process
80% of our business comes from repeat customers. Here’s our proven process for how we make it happen again and again.
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Rain City’s mission is ‘Real and Lasting Mutual Success’, which means we’ll never fund a deal we don’t believe in—because it’s our money going out, we treat your investments as our own. That's why your loan officer will get to know you and your business so that when you send us a property, we can quickly run the numbers to see if you have a deal on your hands.
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If the deal looks good, it's time to apply! Our online loan application takes about 7 minutes to complete. We'll get you a pre-approval amount based on your credit and available assets. You will have 24/7 access to proof of funds letters.
Here's what we need to begin the review process: An online app for each borrower, a recent bank statement, purchase contract, proof of insurance, and if applicable, an operating agreement for your LLC and your budget and scope for any renovation.
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Our underwriters have years of experience in figuring out which properties are good investments and which will cause you to lose money. The review team quickly gathers all the property details, history, title information and potential value. Once that's complete, most loans are reviewed within two days.
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Your loan officer will get in touch to go over the final terms. From there, we work with escrow to complete your loan signing, collect your down payment, and wire your funds!
Heidi Litzenberger
206-383-4277
Learn more about Rain City Capital and how we can make it happen for you at www.raincitycapital.com
About Rain City Capital
Rain City Capital offers quick, simple hard money loans for real estate investors in the PNW and beyond. Since 2009, our team of industry experts has put the interest of our borrowers first and partnered closely with each borrower to ensure success. Together, we’ve funded nearly $2 billion in over 6,500 fix-and-flip and rental loans for investors who choose to work with us again and again, just by keeping it simple and lending with integrity.
All loans are for non-owner-occupied properties only. Additional terms apply. Contact your loan officer for full details.
Rain City Capital currently lends in Alabama, Arizona, Arkansas, Colorado, Connecticut, Florida, Georgia, Kansas (Kansas City Only), Missouri, North Carolina, Ohio, Oklahoma, Tennessee, Texas, Wisconsin, and Washington state.
Rain City Capital, LLC | NMLS #2577725 | AZ 1051866